Uninsured and Underinsured Motorist Accident

A troubled economy leads many people to look for ways to cut costs. However, reducing auto insurance coverage should not be seen as a smart money-saving option. Opting out of under-insured motorist insurance coverage will cost you dearly if you are injured in an accident in Pennsylvania, caused by a driver who doesn’t have proper insurance.

Drivers of all types of vehicles including cars, trucks, SUVs and motorcycles should speak with their insurance agents to ensure they understand what their policies actually cover. Talk to one of our attorneys at Cherry Injury Law, regarding any type of motor vehicle accident.

If you are in an accident and have been injured, mounting medical expenses, property damage, loss of earnings and out-of-pocket costs can set you back financially very quickly. In addition, pain and suffering and loss of service to your family can cause you emotional grief coupled with the financial strain.

If you have under-insured motorist protection in your insurance policy, however, you can obtain a settlement from the insurance company. For example, if you are injured and the other driver does not have under-insured motorist coverage and you do, you can seek compensation from your insurance company. However, the amount of the settlement cannot exceed the amount of your policy.

Pennsylvania UM/UIM Motorist Accident

The Pennsylvania personal injury lawyers at Cherry Injury Law have represented many injured clients who have either opted out of uninsured and under-insured motorist coverage as well as clients who are responsible for an accident and do not have under-insured motorist coverage. We are determined to win a substantial settlement for injured clients aggressively and efficiently. We also work hard to protect the rights of the accused in a personal injury settlement because of under insurance.

Negotiating with insurance companies and attorneys representing other drivers involved can be intimidating. At Cherry Injury Law, our Philly under-insured motorist attorneys are here to help you. We are prepared to review your policy, discuss your medical history and financial status and negotiate with the insurance companies and other parties on your behalf. You can trust our skill, experience and knowledge of under-insured motorist coverage and litigation.

Pennsylvania UIM Motorist Accident Lawyers

Cherry Injury Law is here to offer advice and representation in a Pennsylvania car accident lawsuit. If you have been seriously injured in the state of Pennsylvania by the negligence of another, the other driver does not have insurance or only has minimal insurance coverage, and if you have questions or concerns about your legal rights, please don’t hesitate to call. Our Pennsylvania injury attorneys are available 24 hours a day to speak with you, and we welcome all calls at no charge. Contact us at our Philadelphia or Media law offices today at 610-816-0366 or 215-660-4813 or e-mail us through this website.